Ghana

The legislation involves brokers, but the payment can be done by the importers if they so wish at any commercial bank. It doesn’t necessarily have to go through a broker.

Customs Act 2015, Act 891
Licensing: Section 43 (Customs House Agents)
L.I. 2248; Regulations 19-34
Reference is the ICUMS Portal: https://external.unipassghana.com
Under law information on the home page